Turn confusing care-funding research into an organized next-step plan

Families often encounter Medicaid spend-down rules, VA benefits, and family-caregiver payment programs only after a care crisis has begun. Paying for Care explains the major paths in plain language and gives you fillable worksheets for organizing questions, documents, and applications.

This 19-page workbook helps you prepare for conversations with state Medicaid offices, VA-accredited representatives, and qualified elder-law professionals. It does not promise eligibility or payment.

What is included

A 9-part plain-language guide

The three common paths families use to pay for care
Medicaid long-term-care eligibility, spend-down, and the look-back rule
VA Aid & Attendance compared with the Program of Comprehensive Assistance for Family Caregivers
Medicaid self-directed care and structured family-caregiving programs
Personal Care Agreements and when professional guidance may be important
Common myths, mistakes, and a practical seven-day action plan

Six fillable worksheets

Your Three-Path Snapshot
Medicaid Spend-Down Worksheet
VA Benefits Comparison Worksheet
Getting Paid Program Finder
Application Tracker
Personal Care Agreement Checklist

Designed to help you take action

Identify possible paths. Use the snapshot and comparison pages to narrow the programs worth investigating.
Gather the right information. Organize financial, caregiving, and application details before contacting an agency or professional.
Track every conversation. Record contacts, dates, requested documents, and next steps in one place.
Confirm current rules. Programs vary by location and individual circumstances and can change over time.

Digital product details

19-page fillable PDF workbook
Six interactive worksheets
Type into compatible PDF fields or print and complete by hand
Print-friendly US Letter format
Instant digital download; no physical product will be shipped

Frequently asked questions

Will this tell me whether my family qualifies?

No. Eligibility depends on the specific program, location, financial circumstances, care needs, and current rules. The workbook helps you organize the information and questions needed to investigate.

Does every state pay family caregivers?

No. Availability, program names, eligibility, covered relatives, payment rates, and enrollment processes vary. Confirm current options with the appropriate state agency.

Is this legal or financial advice?

No. The workbook provides general education and organization tools. Consult an appropriate qualified professional before transferring assets, entering agreements, or making financial decisions.

Are the worksheets fillable?

Yes. The six worksheets include fillable PDF fields for compatible readers and can also be printed for handwriting.

Is this a physical workbook?

No. This is an instant digital PDF download. Nothing will be mailed.

Continue your care-planning process

Pair funding research with the Senior Care Transition Roadmap when your family is comparing care settings or preparing for discharge.

If your family is navigating several care challenges, the Complete Senior Care & Caregiver Toolkit Bundle provides five broader caregiver guides for $59.99.

Important disclaimer

This workbook provides general educational information and is not legal, financial, medical, tax, benefits, or eligibility advice. Medicaid and VA rules vary, change over time, and depend on individual circumstances. Confirm current requirements with the appropriate government agency, a VA-accredited representative, or a qualified elder-law professional before making decisions.

spend-down

Paying for Care: Medicaid, VA Benefits & Getting Paid as a Family Caregiver